The following information is usually required during the loan process:
- Your Social Security Number
- Current pay stubs
- Your tax returns for the past two years
- Bank statements for the past two months
- Investment account statements for the past two months
- Life insurance policy
- Retirement account statements for the past two months
- Make and model of vehicles you own and their resale value
- Credit card account information
- Auto loan account information
- Personal loan account information
- Divorce Decree (if applicable)
- Prior Bankruptcy Documentation (if applicable)
If you currently own Real Estate:
- Mortgage account recent statement
- Home insurance policy information
- Home equity account information (if applicable)
- Copy of your current note (if you are refinancing)
For Purchase Transactions (some of these items won't be applicable until you have a property under contract):
- The Purchase Contract
- Copy of your canceled Earnest Money Deposit Check
